Strengths of sustainable development at BCF

Sponsorship, work and orders for SMEs
In 2025, BCF contributed CHF 4.7 million to the development of culture, sport and education. It also invested CHF 20.8 million in work and orders for SMEs in the Canton of Fribourg.
Training
In 2025, 20 apprentices and four trainees were employed at BCF. All employees participated in the internal training program. The Bank ensures a high level of competence and professionalism by focusing on ongoing training.
Financing energy efficiency
BCF offers the "Eco Mortgage” and "Eco Renovation Mortgage" products to encourage compliance with current energy standards. As a member of the Swiss Bankers Association (SBA), BCF is also committed to applying the Guidelines for mortgage providers on the promotion of energy efficiency. In 2025, BCF calculated its financed emissions (greenhouse gas emissions financed by the Bank) for its mortgage portfolio, business loan portfolio and global equity and corporate bond portfolio.
Carbon Fri contributions
As a founding member of the Carbon Fri Foundation, BCF actively supports environmental protection initiatives. Created in early 2018, the Foundation’s mission is to facilitate the reduction of greenhouse gas emissions (GHG) by Fribourg-based companies. In order to attain this goal, it attributes the “CARBON FRI” label to companies that commit to reduce their GHG emissions and make a contribution to the Foundation for each tonne of CO2 emitted. All the funds collected are reinvested in the local economy to support projects in Fribourg that are ineligible for existing aid. This reinforces the regional impact while also promoting a tangible and lasting energy transition.
Responsible investment
As a member of the Swiss Bankers Association (SBA), BCF is committed to applying the Guidelines for the financial service providers on the integration of ESG-preferences and ESG-risks and the prevention of greenwashing in investment advice and portfolio management The responsible investment policy was reviewed in 2025 and now includes a sustainable management mandate.
Equality
BCF offers modern and flexible working models and schedules. Positions are advertised for both part-time and full-time employees. The “Fair-ON-Pay Advanced” certificate, confirmed in 2024, certifies that BCF offers equal pay for equal work, regardless of gender.

Chairmen's message

Clarifying our commitments to build sustainability

Read the message

Giving credence to our approach to sustainable development

The Bank made major progress in 2025 as it firmed up its sustainability commitments and strengthened the coherence between its ambitions and actions.

Read more

Regional roots

BCF is characterised by its close relationship with its customers and its regional roots. It contributes to the strengthening and development of the economy and community life.

Read more

Responsible products and services

BCF favours long-term partnerships. To this end, it provides services that add value for its customers and the economy. The Bank is committed to ensuring long-term satisfaction through personalised support, transparent and professional advice, and understandable products presented in clear and accessible language.

Read more

A responsible employer

With 602 employees, Banque Cantonale de Fribourg is one of the largest employers in the Canton of Fribourg. The workforce is increasing, and the turnover rate remains low (4.6%). Personnel expenses amounted to CHF 86.3 million in 2025; which is higher than the previous year’s figure (CHF 82.9 million).

Read more

Environment

Greenhouse gas emissions are expressed in tonnes of CO2 equivalent (tCO2e) in this report. This measurement unit enables the quantification of the total volume of greenhouse gas (CO2, CH4, N2O, etc.) by converting it according to its capacity for global warming.

Read more

History of ESG actions

The environmental transition, whether it involves upgrading buildings, replacing equipment or changing habits, is a process that takes time.

Read more

ESG references

To discover the many facets of BCF, its history, activities and commitments.

Read more

GRI Index

GRI Standard – Global Reporting Initiative

The GRI index is based on information from the management report and the sustainable development report, which include the main actions in which BCF is involved. In order to facilitate research and information transparency, two microsites have been set up to facilitate electronic searches.

Download the GRI Index